Welcome to Fibonacci Impact LLC (“Company”, “we”, “us”, “our”).
These Terms of Service (“Terms”) govern your use of our websites (including fib.im and other sites we operate) and apps.

By using our services, you agree to these Terms. If you do not agree, do not use our services.

1. Use of Our Services

You agree to use our services legally, ethically, and in accordance with these Terms.

We may suspend or terminate your access without notice if you violate these Terms.

2. User Accounts

If you create an account, you are responsible for keeping your login information confidential.

You are responsible for all activities that occur under your account.

3. Purchases and Payments

All sales are final unless stated otherwise.
Please review any product-specific refund policies before purchasing.

We reserve the right to change pricing at any time.

4. User-Generated Content

You retain ownership of the content you submit but grant us a worldwide, royalty-free license to use, display, and distribute it.

We are not responsible for user-generated content.
We reserve the right to remove any content at our discretion.

5. AI Tools and Content

Some services use artificial intelligence.
We do not guarantee the accuracy, reliability, or safety of AI-generated content.
Use AI content at your own risk.

6. No Warranties

Our services are provided “as is” and “as available” without warranties of any kind.

We do not guarantee that our services will be error-free, uninterrupted, or secure.

7. Limitation of Liability

To the maximum extent allowed by law, Fibonacci Impact LLC is not liable for any indirect, incidental, special, or consequential damages arising from your use of our services.

You agree to use our websites and apps at your own risk.

8. Changes to These Terms

We may update these Terms at any time without notice.
It is your responsibility to review this page regularly.
Continued use of our services means you accept any changes.

9. Governing Law

These Terms are governed by the laws of the United Arab Emirates.

10. Contact Us

If you have any questions about these Terms, use our contact us form.

Fibonacci Impact LLC
Sharjah Media City (Shams), Sharjah, United Arab Emirates